A Solution for your Financial Needs

Empowering and Securing Your Future

Quality Financial Solutions

Quality Financial Solutions

Welcome to Financial Agency

We Made your Financial Problem very Simple

At Shine Chit Funds, we simplify financial management with our innovative and transparent chit fund solutions. Whether you want to save consistently or need quick access to funds, our services are designed to cater to your unique needs.

Our Services

Smart Savings and Secure Investments

Short Term Plan

Ideal for quick savings and short financial goals, this plan offers flexible durations with fast returns, ensuring easy liquidity.

Long Term Plan

Designed for long-term financial security, this plan helps build substantial savings with higher returns over an extended period.

Medium Plan

A balanced option for moderate-term savings, providing stability and steady growth while maintaining accessibility to funds.

Premium Plan

An exclusive plan with added benefits, offering higher returns and priority advantages for those seeking premium financial growth.

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Question & Answers

A chit fund is a financial arrangement in which a group of people contribute a fixed amount of money at regular intervals. The collected amount is then given to one group memberC through an auction or a lottery system.

Yes, chit funds are legal in many countries, including India, where they are regulated under the Chit Funds Act, 1982.

• Dual Benefit of Savings and Loans
Chit funds allow participants to save regularly while also offering the option to borrow a lump sum when needed, providing financial flexibility.4.
• Quick Access to Funds
In emergencies, members can bid for the pooled amount without the lengthy documentation and approval processes required for traditional loans.
• No Collateral Required
Unlike bank loans, chit funds do not require any collateral, making them accessible to a broader audience, including those without assets.

You can make the chit payments through UPI, Electronic Clearing System. We also have doorstep collection, wherein, our executive comes to your doorstep to collect the amount.

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What We Offer?

Smart & Secure Savings

Customizable Plans

Chit-fund schemes tailored to your financial goals.

Financial Flexibility

Access funds easily while disciplined savings.

Quick and Easy Process

Easy process with minimal paperwork, no collateral.